Health insurance rates change on the fiscal year calendar, with new rates implemented in the first June paycheck for a July 1st coverage effective date. Please know that an Open Enrollment Period occurs annually in the spring. Outside of the Open Enrollment Period new employees must enroll within 21 days of their hire date and existing employees who experience a qualifying event have 30 days to enroll in coverage.
New Employee Premium "Make-Up"
Upon enrollment, the employee’s premium contributions will be calculated for the remaining months of the fiscal year. If this calculation indicates that the employee’s payroll deductions will not fully satisfy the required premium obligation, a “make-up” premium will be applied to the employee’s initial pay period(s) to ensure the full premium obligation is met. This will appear on paystubs as "Medical MU" and is calculated based on a pro-rated month premium charge amount.
Plan Options
- Harvard Pilgrim Choice Net HMO (in-network coverage only)
- Plan Name: Harvard Pilgrim Choice Net PPO (out-of-network coverage)
Additional Health Insurance Plan Information for Both HMO & PPO Options